Ratio

Ratio is an innovative AI-driven proposal and billing platform based in the United States, specializing in providing Buy Now, Pay Later (BNPL) solutions tailored for B2B SaaS and tech companies. By streamlining the quote-to-cash process, Ratio enables businesses to close deals rapidly, enhance cash flow, and reduce working capital issues without alienating their sales teams. Their platform stands out for its ability to customize financing terms based on sales strategies and customer payment preferences, allowing companies to collect payments upfront.

Targeting a diverse range of industries, including Robotics-as-a-Service and labor solutions, Ratio has garnered positive feedback from clients who appreciate its frictionless underwriting process and all-in-one capabilities. This has led to significant growth for users, with some reporting a 2-3x increase in annual recurring revenue (ARR). Recent funding details have not been disclosed, but the company's unique value proposition positions it well for continued expansion in the competitive AI sector.

• Proposal & Billing Platform: An all-in-one solution for managing proposals and billing processes.
• Embedded Buy Now Pay Later (BNPL): Unique financing options tailored to customer payment preferences.
• Quote-to-Cash Capabilities: Streamlined process from quoting to cash collection, reducing complexity.
• Fast Underwriting: Instant, frictionless approval for various deal sizes, enhancing sales efficiency.
• Cash Collection Upfront: Ensures businesses receive payment upfront, regardless of customer payment methods.
• Customization: Flexible financing terms that adapt to sales strategies and customer needs.
• Procurement Process Optimization: Speeds up purchasing experiences for customers, facilitating quicker deal closures.
• Support for Robotics-as-a-Service: Addresses specific needs in the robotics sector, enabling more deals despite budget constraints.